AGENT
Patrick Cottrell

Patrick began his real estate lending career in 1993 with Great Western Bank as a residential loan officer, specializing in portfolio and balance sheet lending. Guided by an entrepreneurial mindset, he founded Dutchess Capital Corporation in 1997, expanding into private and institutional lending. In 2000, after collaborating with Chris Gedney on several transactions, Patrick transitioned fully to the lending side. His experience and extensive network have helped generate consistent investor returns averaging 8% annually, while fostering lasting relationships built on trust and performance.
AGENT
Chris Gedney

Chris is an Agent at SERPT, where he works alongside Patrick to lead investor relations and capital strategy for the firm. With over 30 years of experience managing private equity lending portfolios, Chris has maintained a strong record of performance, consistently producing net-to-investor returns averaging 8%. His background spans asset management and loan oversight across more than 20 U.S. states, with a focus on disciplined lending practices and reliable results.
Originations
Zachary Evans

